We have access to years of research for various financial services software packages. We also have resources that have attended various industry conferences and stay up to date on changing systems that are avaiable to provide various functions to the financial services industry. We have adopted a process for aiding in the weighted selection process of systems to replace legacy platforms. Complete ROI calculations are provided for the various alternatives which become critical to any long-term systems decisions to ensure that the payback is actually acheived.